Comprehensive Retirement and Financial Planning
Our comprehensive financial and retirement planning approach is overseen and developed with rigorous standards of a CERTIFIED FINANCIAL PLANNER™ practitioner. Our planning services help design diversified portfolios, reduce exposure to taxes, protect insurable interests, and provide a concise roadmap to achieve your financial goals and transfer your wealth to the heirs or organizations of your choice.
Financial planning is not a one-time solution but rather a dynamic process that will continue to evolve as your life does.
Strategic Investment Management
Each client is unique, as are their goals. Why should your portfolio look like everyone else? At KLA, we developed a customized portfolio design following the principles of Modern Portfolio Theory. With our customized approach, we focus on building portfolios to maximize your returns in accordance with your desired risk level.
We manage our client's portfolios at their independent custodian while applying the same level of attention and guidance to outside assets. We advise on assets including but not limited to 401k, HSA, annuities and government retirement accounts, ensuring all of your assets are moving in the same direction with your financial goals and time horizon.
Insurance Analysis
In today’s marketplace, insurance products and how they relate to your financial plan are full of nuanced scenarios. We evaluate your current products to see how they align with your goals, identify areas in which insurance could be beneficial and independently search for custom solutions that better suit your needs. Our deep insurance analysis ensures the coverage you have, is what you need – not what was sold.
Estate and Legacy Preservation
Looking after yourself and your loved ones, protecting your assets, and implementing your wishes in a tax-efficient manner are all important parts of an estate plan. From basic wills to complex trust structures, a thorough estate plan is an integral aspect of one’s financial well-being.
At KLA, we coordinate services with a network of estate planning attorneys and tax advisors. We assist with the financial aspects of the estate plan including design, implementation, and monitoring.
Premier Client Services
Our Premier Client Services (PCS) are tailored to high-net-worth individuals with highly specialized and complex needs that go beyond traditional financial planning and investment management.
KLA will work as the Chief Financial Officer on your personal advisory team to manage and protect your family’s financial affairs. You will be provided with continual guidance on efficient tax strategies, charitable giving, executive compensation guidance, complex estates, and evaluating investments outside of traditional public markets such as private equity, venture capital, and real estate.
With KLA at your side, you can have full confidence in a team giving unbiased advice and providing due diligence, risk assessment, investment monitoring, and portfolio integration across all of your investments.